{"id":1071,"date":"2021-01-15T14:09:40","date_gmt":"2021-01-15T14:09:40","guid":{"rendered":"https:\/\/test.novofinance.pl\/?page_id=1071"},"modified":"2022-03-16T12:00:28","modified_gmt":"2022-03-16T12:00:28","slug":"kredyty-refinansowane","status":"publish","type":"page","link":"https:\/\/novofinance.pl\/uk\/kredyty-refinansowane\/","title":{"rendered":"KREDYTY REFINANSOWE"},"content":{"rendered":"
<\/div><\/div><\/div><\/div>
\n\t
\n\t\t
\n\t\t\t

Kredyty refinansowe<\/span><\/h2>\n

Zastanawia\u0142e\u015b si\u0119, jak zmieni\u0107 kredyt na ta\u0144szy, oprocentowanie zmienne na sta\u0142e czy sta\u0142e na zmienne? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku.<\/span><\/p>\n

Za pomoc\u0105 kredytu refinansowego mo\u017cesz dokona\u0107 sp\u0142aty kredytu hipotecznego lub got\u00f3wkowego. Nast\u0119puje w\u00f3wczas przej\u0119cie kredytu z banku do innego banku. Nowy kredyt jest ta\u0144szy od dotychczasowego, przez co uzyskujesz ni\u017csze raty kredytowe, a co za tym idzie – ni\u017csze odsetki. Je\u015bli uwa\u017casz, \u017ce p\u0142acisz zbyt wysokie raty kredytu, powiniene\u015b pomy\u015ble\u0107 nad zmian\u0105 banku. W NOVO Finance bezp\u0142atnie dowiesz si\u0119, jak to zrobi\u0107 – pomo\u017cemy przy wszelkich formalno\u015bciach, a Ty b\u0119dziesz cieszy\u0142 si\u0119 ni\u017cszymi ratami i wi\u0119kszym bezpiecze\u0144stwem finansowym na co dzie\u0144.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>

\n\t
\n\t\t\n\t\t
\n\t\t\t
\"kredyt<\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n\t
\n\t\t
\n\t\t\t

Zmiana oprocentowania zmiennego na sta\u0142e<\/h3>\n

Zgodnie z Rekomendacj\u0105 S Krajowego Nadzoru Finansowego banki w ofercie kredyt\u00f3w hipotecznych dla klient\u00f3w detalicznych powinny posiada\u0107 kredyty oprocentowane sta\u0142\u0105 stop\u0105 procentow\u0105. Ponadto, banki powinny umo\u017cliwia\u0107 klientom zmian\u0119 formu\u0142y oprocentowania ze zmiennej stopy procentowej na sta\u0142\u0105 r\u00f3wnie\u017c w przypadku um\u00f3w kredytowych zawartych przed wej\u015bciem w \u017cycie Rekomendacji S.<\/p>\n

Kredyt refinansowy pozwoli Ci zmieni\u0107 oprocentowanie zmienne na sta\u0142e po aktualnie najkorzystniejszych dla Ciebie warunkach.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/section>

\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t

Szukasz kredytu refinansowanego? Skontaktuj si\u0119 z nami!<\/h4>\n\n\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t<\/i>kontakt<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n\t\t\t\t<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"Kredyty refinansowe Zastanawia\u0142e\u015b si\u0119, jak zmieni\u0107 kredyt na ta\u0144szy, oprocentowanie zmienne na sta\u0142e czy sta\u0142e na zmienne? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1071","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nKredyty refinansowane - NOVO Finance<\/title>\n<meta name=\"description\" content=\"Zastanawia\u0142e\u015b si\u0119 jak zmieni\u0107 kredyt na ta\u0144szy? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku. Pomo\u017cemy Ci obni\u017cy\u0107 koszty!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novofinance.pl\/uk\/kredyty-refinansowane\/\" \/>\n<meta property=\"og:locale\" content=\"uk_UA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredyty refinansowane - NOVO Finance\" \/>\n<meta property=\"og:description\" content=\"Zastanawia\u0142e\u015b si\u0119 jak zmieni\u0107 kredyt na ta\u0144szy? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku. Pomo\u017cemy Ci obni\u017cy\u0107 koszty!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/novofinance.pl\/uk\/kredyty-refinansowane\/\" \/>\n<meta property=\"og:site_name\" content=\"Novofinance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/novofinance\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-16T12:00:28+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/novofinance.pl\/kredyty-refinansowane\/\",\"url\":\"https:\/\/novofinance.pl\/kredyty-refinansowane\/\",\"name\":\"Kredyty refinansowane - NOVO Finance\",\"isPartOf\":{\"@id\":\"https:\/\/novofinance.pl\/#website\"},\"datePublished\":\"2021-01-15T14:09:40+00:00\",\"dateModified\":\"2022-03-16T12:00:28+00:00\",\"description\":\"Zastanawia\u0142e\u015b si\u0119 jak zmieni\u0107 kredyt na ta\u0144szy? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku. Pomo\u017cemy Ci obni\u017cy\u0107 koszty!\",\"breadcrumb\":{\"@id\":\"https:\/\/novofinance.pl\/kredyty-refinansowane\/#breadcrumb\"},\"inLanguage\":\"uk\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/novofinance.pl\/kredyty-refinansowane\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/novofinance.pl\/kredyty-refinansowane\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\/\/novofinance.pl\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"KREDYTY REFINANSOWE\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/novofinance.pl\/#website\",\"url\":\"https:\/\/novofinance.pl\/\",\"name\":\"Novofinance\",\"description\":\"Specjali\u015bci w dziedzinie bankowo\u015bci i finans\u00f3w\",\"publisher\":{\"@id\":\"https:\/\/novofinance.pl\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/novofinance.pl\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"uk\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/novofinance.pl\/#organization\",\"name\":\"NOVO Finance\",\"url\":\"https:\/\/novofinance.pl\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uk\",\"@id\":\"https:\/\/novofinance.pl\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/novofinance.pl\/app\/uploads\/2022\/02\/nova-finance.png\",\"contentUrl\":\"https:\/\/novofinance.pl\/app\/uploads\/2022\/02\/nova-finance.png\",\"width\":322,\"height\":90,\"caption\":\"NOVO Finance\"},\"image\":{\"@id\":\"https:\/\/novofinance.pl\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/novofinance\",\"https:\/\/pl.linkedin.com\/organization-guest\/company\/novo-finance-sp-z-o-o\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kredyty refinansowane - NOVO Finance","description":"Zastanawia\u0142e\u015b si\u0119 jak zmieni\u0107 kredyt na ta\u0144szy? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku. Pomo\u017cemy Ci obni\u017cy\u0107 koszty!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/novofinance.pl\/uk\/kredyty-refinansowane\/","og_locale":"uk_UA","og_type":"article","og_title":"Kredyty refinansowane - NOVO Finance","og_description":"Zastanawia\u0142e\u015b si\u0119 jak zmieni\u0107 kredyt na ta\u0144szy? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku. Pomo\u017cemy Ci obni\u017cy\u0107 koszty!","og_url":"https:\/\/novofinance.pl\/uk\/kredyty-refinansowane\/","og_site_name":"Novofinance","article_publisher":"https:\/\/www.facebook.com\/novofinance","article_modified_time":"2022-03-16T12:00:28+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/novofinance.pl\/kredyty-refinansowane\/","url":"https:\/\/novofinance.pl\/kredyty-refinansowane\/","name":"Kredyty refinansowane - NOVO Finance","isPartOf":{"@id":"https:\/\/novofinance.pl\/#website"},"datePublished":"2021-01-15T14:09:40+00:00","dateModified":"2022-03-16T12:00:28+00:00","description":"Zastanawia\u0142e\u015b si\u0119 jak zmieni\u0107 kredyt na ta\u0144szy? Kredyt refinansowy s\u0142u\u017cy do sp\u0142aty kredytu w innym banku. Pomo\u017cemy Ci obni\u017cy\u0107 koszty!","breadcrumb":{"@id":"https:\/\/novofinance.pl\/kredyty-refinansowane\/#breadcrumb"},"inLanguage":"uk","potentialAction":[{"@type":"ReadAction","target":["https:\/\/novofinance.pl\/kredyty-refinansowane\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/novofinance.pl\/kredyty-refinansowane\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/novofinance.pl\/"},{"@type":"ListItem","position":2,"name":"KREDYTY REFINANSOWE"}]},{"@type":"WebSite","@id":"https:\/\/novofinance.pl\/#website","url":"https:\/\/novofinance.pl\/","name":"Novofinance","description":"Specjali\u015bci w dziedzinie bankowo\u015bci i finans\u00f3w","publisher":{"@id":"https:\/\/novofinance.pl\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/novofinance.pl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"uk"},{"@type":"Organization","@id":"https:\/\/novofinance.pl\/#organization","name":"NOVO Finance","url":"https:\/\/novofinance.pl\/","logo":{"@type":"ImageObject","inLanguage":"uk","@id":"https:\/\/novofinance.pl\/#\/schema\/logo\/image\/","url":"https:\/\/novofinance.pl\/app\/uploads\/2022\/02\/nova-finance.png","contentUrl":"https:\/\/novofinance.pl\/app\/uploads\/2022\/02\/nova-finance.png","width":322,"height":90,"caption":"NOVO Finance"},"image":{"@id":"https:\/\/novofinance.pl\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/novofinance","https:\/\/pl.linkedin.com\/organization-guest\/company\/novo-finance-sp-z-o-o"]}]}},"_links":{"self":[{"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/pages\/1071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/comments?post=1071"}],"version-history":[{"count":25,"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/pages\/1071\/revisions"}],"predecessor-version":[{"id":1711,"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/pages\/1071\/revisions\/1711"}],"wp:attachment":[{"href":"https:\/\/novofinance.pl\/uk\/wp-json\/wp\/v2\/media?parent=1071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}